Personal Lines Insurance Practice Exam 2025 – Complete Prep Resource

The home business endorsement added to a homeowner's insurance policy typically does not provide coverage for professional liability regarding services rendered by the insured. This endorsement primarily offers limited coverage for business property and liability that may occur at the home, such as bodily injury or property damage. However, professional liability insurance is usually a separate type of coverage that protects against claims of negligence or malpractice resulting from services provided by professionals.

Since the home business endorsement does not encompass this aspect of liability, the answer indicates that such coverage is not included, which is accurate. This understanding is important for anyone operating a business from home to ensure they have the appropriate insurance products in place that address potential professional liability exposure.